Contacts:

Kelly Becker

Billing & Accounts Manager
655 N. State St.
Stanton, MI 48888
Phone: 989-831-7581
FAX: 989-831-7582

kbecker@co.montcalm.mi.us

Purpose
HealthCare Plus+ is our ambulance subscription program offered by Montcalm County Emergency Services (MCES).  HealthCare Plus+ is not insurance, it is a subscription program designed to eliminate out of pocket expenses for *Medically Necessary ambulance transports provided by Montcalm County Emergency Services.  Out of pocket expenses include but are not limited to, uninsured, deductibles, and co-pay's.

Eligibility

Any resident of Montcalm County is eligible to purchase a subscription. The subscription covers the member, their spouse (Life Partner), and any dependent children or dependent persns in their legal guardianship living in the same residence.  There are no other requiprments, physicals, or health questions to apply.  A simple one page application including the demographic and insurance information for all parties covered by the subscription must be completed along with payment in full.

Membership will not be sold to any person living outisde of Montcalm County without thotough explanation that MCES may not legally respond to emergency call outside of Montcalm County unless specifically requested by the ambulance service designated to provide service in that area.

Location

You are covered anywhere in Montcalm County for pre-hospital services and anywhere in the state of Michigan for inter-facility transports as long as the services are provided by MCES.  Inter-facility transports will require subscripbers to request that the service be performed by MCES.

Function

The annual subscription rate is determined annually after reviewing the subscription program revenue and expenditures for the previous year.  Subscription revenue is pooled with that of other members and used to cover any legal claims that members incur.

Duration

Membership may be purchased at any time and will remain in effect for 1 year from the date of purchase.  MCES will send out renewal notices to all existing members prior to expiration of their subscription.  If the renewal is not received by the expiration date, the subscription will lapse until the renewal and payment are received.

Necessity

Most insurance policies have annual deductibles that must be met before the coverate becomes effective along with co-pays for certain services.  These deductibles and co-pays could leave patients responsible for hundreds of dollars in bills for ambulance services.  HealthCare Plus+ also covers those without heath insurance along with some services like treatment without transport and non-covered mileage that may not be covered by many policies.

*Medical Necessity shall be determined by the Director of MCES according to guidelines established by the center for Medicare and Medicaid Services.

Documents/Forms:
HealthCare Plus+ Application